Registered: 10/20/09
Posts: 8979
Loc: Hiding In Katie's Closet
Originally Posted By: Green
Originally Posted By: Architecht
Disallowing Personal PayPal Payments ----------------------------------------------------------
The point has been raised that this isn't exactly an above board practice and also deprives people of recourse. I'm disinclined to allow this to be an advertised method of payment for a variety of reasons. I'm thinking about adding that to the guidelines.
Discuss?
I think that it is above board in many situations. There are many payment options (mo/cash/check) that leave buyers with no recourse. I think this is an issue best left to self policing as i dont think you could or should ban it altogether.
I do prefer Personal, but I have also taken other forms of payment to accomidate the buyer. The buyer has the option to pass up a sale if he wants due to the type of payment? Am I wrong?
_________________________
Thanks for nothing, you stoopid Mayans! Now what am I gonna do with all of this survival gear?!
Old dogs, and children; and watermelon wine. God is great, beer is good, and people are crazy.
"To disarm the people is the most effectual way to enslave them." - George Mason
GENERAL PUBLIC SERVICE NOTICE ON POSTING GUIDELINES
Note that the members of this board are encouraged to POLITELY point out posts that violate the marketplace posting guidelines, and to notify the moderators.
Thread starters: If you disagree that the guidelines have been violated and have reasons, then take it to the discussion thread and hash it out there. But please take the time to read the guidelines.
A probation list for bad transactions is maintained by the community. You are still responsible for your own transactions.
drbannerdrbanner I think all the people repeatedly crying about not getting a custom title should be inducted into the "Crybaby Crew", and forever carry that as their custom title!
TOTAL NEWBIE
Registered: 05/20/02
Posts: 13971
Loc: 3rd rock from the sun
Originally Posted By: Architecht
Disallowing Personal PayPal Payments ----------------------------------------------------------
The point has been raised that this isn't exactly an above board practice and also deprives people of recourse. I'm disinclined to allow this to be an advertised method of payment for a variety of reasons. I'm thinking about adding that to the guidelines.
Discuss?
Personally, I don't think it's a good idea at all and don't see any benefit to "the forum" getting involved in any of the financial transaction aspects of the marketplace. As has been pointed out, it's not different than a check/MO as far as recourse. If buyer's don't like the seller's terms, buyer's don't have to deal with the seller...it's as simple as that.
joe_collectorjoe_collector Ok ok. JC Superstar. But only because he martyred his ID.
TOTAL NEWBIE
Registered: 08/21/02
Posts: 34993
Loc: Titan
The point as I see is that CGC has been nice enough to allow a FREE marketplace for sellers to ply their wares under a NO-COST scenario that incurs sellers ZERO FEES.
Now, many sellers are openly and wantonly flaunting the Paypal Terms of Service, by effectively forcing buyers to fraudulently use the Personal Payment option, even though it is a valid sale transaction that is not allowed as per Paypal's TOS. Not only could both parties have their accounts terminated, but the buyer has zero protection in the event of a dispute.
You're essentially asking CGC, who charges you NOTHING to sell here and provides a FREE marketplace, to be a willing accomplice to sellers trying to scam Paypal of its transaction fees.
joe_collectorjoe_collector Ok ok. JC Superstar. But only because he martyred his ID.
TOTAL NEWBIE
Registered: 08/21/02
Posts: 34993
Loc: Titan
Originally Posted By: drbanner
[If buyer's don't like the seller's terms, buyer's don't have to deal with the seller...it's as simple as that.
And conversely, if sellers don't like the Marketplace Guidelines, then they are free to sell elsewhere.. simple as that.
You seem to forget that CGC doesn't make a cent off board transactions, and rightfully should be more concerned with allowing sellers to skim Paypal's legally owed transaction fees.
Registered: 10/20/09
Posts: 8979
Loc: Hiding In Katie's Closet
Originally Posted By: joe_collector
The point as I see is that CGC has been nice enough to allow a FREE marketplace for sellers to ply their wares under a NO-COST scenario that incurs sellers ZERO FEES.
Now, many sellers are openly and wantonly flaunting the Paypal Terms of Service, by effectively forcing buyers to fraudulently use the Personal Payment option, even though it is a valid sale transaction that is not allowed as per Paypal's TOS. Not only could both parties have their accounts terminated, but the buyer has zero protection in the even of a dispute.
You're essentially asking CGC, who charges you NOTHING to sell here and provides a FREE marketplace, to be a willing accomplice to sellers trying to scam Paypal of its transaction fees.
Does that sound fair? Hasn't CGC done enough?
Not to make waves, but why do i pay a membership fee if its free? just asking.
_________________________
Thanks for nothing, you stoopid Mayans! Now what am I gonna do with all of this survival gear?!
Old dogs, and children; and watermelon wine. God is great, beer is good, and people are crazy.
"To disarm the people is the most effectual way to enslave them." - George Mason
comicdonnacomicdonna This is what my dog thinks of your post.
TOTAL NEWBIE
Registered: 01/07/05
Posts: 23157
Loc: Near Albany NY
Originally Posted By: kdoginohio
Originally Posted By: joe_collector
The point as I see is that CGC has been nice enough to allow a FREE marketplace for sellers to ply their wares under a NO-COST scenario that incurs sellers ZERO FEES.
Now, many sellers are openly and wantonly flaunting the Paypal Terms of Service, by effectively forcing buyers to fraudulently use the Personal Payment option, even though it is a valid sale transaction that is not allowed as per Paypal's TOS. Not only could both parties have their accounts terminated, but the buyer has zero protection in the even of a dispute.
You're essentially asking CGC, who charges you NOTHING to sell here and provides a FREE marketplace, to be a willing accomplice to sellers trying to scam Paypal of its transaction fees.
Does that sound fair? Hasn't CGC done enough?
Not to make waves, but why do i pay a membership fee if its free? just asking.
Many board members are not paid members of the Collectors Society.
joe_collectorjoe_collector Ok ok. JC Superstar. But only because he martyred his ID.
TOTAL NEWBIE
Registered: 08/21/02
Posts: 34993
Loc: Titan
From the Paypal TOS Agreement:
4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments.
A Purchase Payment is a payment received for any of the following:
* A sale of goods or services (a “Commercial Transaction”); * A payment you received after using the “Request Money” tab on the PayPal website; * A payment you received for a donation; or * A payment that is sent to, or received by, a business or other commercial or non-profit entity.
A Personal Payment is:
* Amounts sent to a friend or family member without a purchase. Personal Payments include, but are not limited to, sending a gift to a friend, or paying a friend back for your share of a lunch bill;
13.5 PayPal Buyer Complaint Policy
1. What is the PayPal Buyer Complaint Policy?
It is PayPal’s process to help you resolve a problem directly with the seller through the PayPal Resolution Center for purchases that are not eligible for PayPal Buyer Protection.
The PayPal Buyer Complaint Policy is similar to PayPal Buyer Protection in that it enables buyers to file Disputes for Items Not Received (INR), or for items that are Significantly Not as Described (SNAD). By filing a Dispute, you can communicate with the seller and attempt to resolve the problem. If you are unable to resolve the problem, you may escalate an Item Not Received (INR) Dispute to a Claim – but you may not escalate a Significantly Not as Described Dispute to a Claim.
You may not file a dispute for a Personal Payment.
Registered: 10/20/07
Posts: 15584
Loc: Vernon Hills, IL
Originally Posted By: drbanner
Originally Posted By: Architecht
Disallowing Personal PayPal Payments ----------------------------------------------------------
The point has been raised that this isn't exactly an above board practice and also deprives people of recourse. I'm disinclined to allow this to be an advertised method of payment for a variety of reasons. I'm thinking about adding that to the guidelines.
Discuss?
Personally, I don't think it's a good idea at all and don't see any benefit to "the forum" getting involved in any of the financial transaction aspects of the marketplace. As has been pointed out, it's not different than a check/MO as far as recourse. If buyer's don't like the seller's terms, buyer's don't have to deal with the seller...it's as simple as that.
It is, actually - checks & money orders don't have legal limitations on how they can be used; paypal's personal payment option does.
That doesn't mean that people aren't still going to be using the PP personal option here on the boards - I have no intention of stopping myself - but allowing people to openly circumvent paypal's terms of service (like JC mentions) here is a can of worms that I don't think CGC has no business opening.
_________________________ Looking for: Neil Gaiman rarities Cerebus #1 in VF/NM or better
